kodwa hayi zonke ngabo owenza yentengiso kunjalo ngoku
Isi-Italian Prime Umphathiswa sele ukumisela umhla kuba yomgaqo-siseko referendum njengoko emva kwexesha njengoko practicallyMortgage Financing ishishini, nto leyo ngokukodwa yaziwa njenge izindlu wezemali kwicandelo kwi-India waba uqikelelo malunga nama-e-US dollazi ishumi elinesibhozo bhiliyoni. Ebalulekileyo tshintsha isakhiwo se-mortgage ishishini usesinye iphawulwe kwi nje ubudala. Presently i-iibhanki ingaba gaining abathengi ngqo izindlu iimali lenkqubo. Ukususela estimation kubalulekile ifumanise ukuba isabelo abarhwebayo iibhanki kwi-ngqo izindlu iimali lenkqubo sele lenyuka ukusuka amabini anesixhenxe kwi-FY kwi. Nangona izindlu wezemali kwicandelo kwi-India likhule kuba embalwa edlulileyo iminyaka? financing ngokusebenzisa umbutho candelo uqhubekeka kwi-akhawunti kuphela kuba amabini anesihlanu le iyonke izindlu otyalo-mali kwi-e-India. Phezulu kwi-abadlali eli shishini ingaba izindlu iimali iinkampani, commercial (ezasekuhlaleni ngokunjalo kumazwe angaphandle) iibhanki, cooperative iibhanki kunye nezinye i-non-banking-mali umatshi. Presently iibhanki zorhwebo imiselwe ukuthatha enkulu isabelo kunyaka olandelayo eminyaka. Presently Izindlu Uphuhliso Iimali Corporation ngu yentengiso inkokeli yalandelwa Urhulumente Bank ka-India. I-Mveliso Credit notyalo-Mali Corporation ka-India Bank kwaye Life Insurance Corporation Izindlu Iimali Limited kanjalo kuba ezibalulekileyo abathengi.
Ishishini imithombo kuba axela ukuba, isibhozo ishumi ipesenti ye-abathengi ukuba iinqwelo-owned iibhanki kuba kwishishini, Citibank sele ezintlanu ipesenti share, yalandelwa-Standard Chartered kwaye HSBC kunye malunga ezintathu isihlanu ipesenti.
amashumi amabini anesithoba Crores kwi ukuba Rs
Apha itafile inika kuthi ecacileyo umboniso kwi kuza inorganized izindlu iimali disbursements kwi-e-India. Izindlu iimali disbursements kuba ukwanda e a imbumba wokukhula bezinga. ezintandathu kwi nje leminyaka kunye FY lokwenza ingxelo a phenomenal ukukhula. Xa ukukhula kwi-fresh yokuthenga ka-izindlu impahla yexabiso mhlawumbi ngaphantsi kune disbursement ukukhula ngenxa ukwanda incidence ka-mboleko takeovers (yi-competitors), ihlala phezulu. Kwimeko India kukho stiff ukhuphiswano kwi-mali iinkonzo kakhulu kwi-European Iibhanki njenge ABN Amor, HSBC kwaye Standard Chartered bank. Phezulu U.S.-mali iinkonzo iinkampani ingaba uyasebenza kwi-asethi securitization kwimakethi kwi-India ingaba Citibank, GE Countrywide, Morgan Stanley njalo-njalo.
Ikhaya-mboleko disbursement yi-iibhanki kwaye izindlu iimali iinkampani sele lenyuka ukusuka Rs.
ezisixhenxe Crores kwi.
Isabelo iibhanki ewonke ekhaya-mboleko disbursement sele lenyuka ukusuka.
ezintandathu ngonyaka - kwi. I-Mortgage kwi-GDP Ulwalamano (phinda ka-imali eseleyo ekhaya iimali-mboleko kwi-GDP) kwi-India kakhulu insignificant kwi-uthelekiso ukuya kwamanye amazwe. Ianthe kwaphuhliswa amazwe i-ulwalamano iyaguquguquka ukususela amabini anesihlanu ku amathandathu. Kulo nyaka, mortgage kwi-GDP ulwalamano kwi-India kwakuyiminyaka. isihlanu Yamazwe Ngamazwe Iimali Corporation, abucala ingalo Yehlabathi Bank Iqela, sele ezinikezelwe financing impahla ka-dollazi amabini anamashumi yezigidi HDFC (Izindlu Uphuhliso Iimali Corporation). Iimali-mboleko ye Ukuba ngu-buchule ingaba ukuncedisa expansion-mali kwiimarike kwi-e-India ne-ukukhuthaza ukufikelela izindlu imali yi-eliphakathi-thoba eliphakathi - ingeniso amakhaya. Kunyaka ukuba ngojuni, UKUBA uzinikele ukutyala imali ukuya kwi-dollazi yezigidi kunyaka-amaphulo kwi-e-India. I-umsebenzi womsindisi UKUBA ufumana ukukhuthaza oluzinzileyo abucala-mali kwi-siphuhlisa amazwe, ekuncedeni ukucutha intlupheko ukuphucula abantu ke ubomi. UKUBA yezimali abucala otyalo-mali kwi-siphuhlisa ihlabathi, mobilizes ital. kwimidlalo-mali kwamanye amazwe, ikunceda abaxhasi zokuphucula intlalo kunye nozinzo lokusingqongileyo, kwaye ibonelela ngobuchwephesha kwaye icebiso noorhulumente amashishini. I-English journalist abo, xa lowo ngu-hayi exploring ezentlalo-ntle zoko opolitiko iintshukumo, likes ukubhala malunga yehlabathi kuba abanye ukukhanya uncedo. Chancellor ye-Exchequer ka-e-United kingdom ukususela ngo- ukuya. Prime Umphathiswa UK phakathi ka. Inaugural 'Elibalulekileyo Inkokeli kwi-Yokuhlala' e-New York Ngezifundo. Advisor e Lezoqoqosho Lehlabathi Foram Ukulawula Iqabane lakho ngalo Fie-Funda ngendlela Guyana ukuxhasa abatyali-mali entrepreneurs kuwo Afrika ngokusebenzisa investments ishishini lomeluleki.
